When people get credit cards, they usually have the best intentions in mind. They plan on being responsible and trustworthy, but a few small missteps can lead them on a downhill spiral. In order to help you be a successful credit card owner, here are two tips that you can follow that will decrease your chances of defaulting on your payments.

#1 – Use Credit Cards Like Cash
Just because you have a credit card doesn’t mean you should use it. If you want something that you can’t buy with cash, don’t get it. That’s the simplest way not to get trapped in debt.

#2 – Use Auto Payments For Your Bill
So you don’t fall into default on your payments, it’s best you set your bill up on auto payments. This is a clever way to keep up with on time payments.

If you follow these tips, you’ll get to enjoy the benefits of good credit. Check out part 2 for more tips on how to be a successful credit card owner.